bbva credit card

This card is intended for consumers, or "personal use" with a good to perfect credit … Annual fee is always waived for Premier Personal Banking Customers. $4,000 in net purchases must be made within 90 days of opening the Select Credit Card to earn the 50,000 bonus points. You could earn unlimited 2% rewards on all purchases with a monthly direct deposit to a BBVA deposit account, when you have a BBVA Rewards Card.2  You can earn unlimited 2% and 3% unlimited rewards in select categories you choose (and 1% rewards on all other purchase categories) with our BBVA Build Your Own Rewards feature available with our BBVA ClearPoints card.6 Our Select card has high earning bonus categories: Earn 4% unlimited rewards on Entertainment, 3% unlimited rewards on Dining, 2% unlimited rewards on Travel and 1% unlimited rewards on all other purchases.6. No Annual Fee – You pay no annual fee with the BBVA ClearPoints credit card. After these introductory periods, the Purchase APR and Balance Transfer APR is 11.24% to 29.24%, variable, based on creditworthiness. Annual Fee: $0. The card that lets you choose where to earn extra rewards. You'll earn unlimited 1.5% rewards on all purchases and could earn an additional unlimited 0.5% rewards bonus with a monthly direct deposit to a BBVA deposit account. Minimum Interest Charge for Purchase balance: $1. You can pick the purchase category for your x2 and x3 rewards. When you withdraw cash on credit, that is, money from your card's credit, you will have to pay these fees: BBVA ATMs in Spain: 4% (minimum €4) ATMs of other banks in Spain : BBVA will charge the same fee … To qualify to earn points, a purchase must be made with your BBVA Select Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. Annual Fee $99, waived for the first year the account is open. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater. Sign In. It's a prepaid reward card. You could earn a $100 account credit when you make $1,500 in purchases in the first 90 days of account opening3. Bonus point categories are subject to change. It's accepted worldwide. Intro Balance Transfer APR: 0.00% through the end of the 13th billing cycle after the account is opened for all Balance Transfers requested within 60 days of account opening. At BBVA, we give you choices and options, so you can find the best card for you. Get the BBVA Compass Optimizer Credit Card card today. You will be able to use them in more than 6,000 BBVA ATMs. *Visa’s Zero Liability Policy does not apply to Visa corporate or Visa purchasing card or account ‭transactions, or any transactions that are not processed by Visa. Eligibility for Relationship Rewards Bonus Points is assessed monthly, and Relationship Rewards Bonus Points will be applied to purchases made the following month with your BBVA Rewards Card. Annual Fee: $40. Sign In . With BBVA bank cards, you can pay however you want: credit, debit or prepaid. Offer applies to Select Credit Card accounts opened after 3/24/2020. A “purchase” is any purchase made with your BBVA ClearPoints Credit Card that is processed or submitted through the Visa U.S.A. Inc. payment system. The following types of transactions do not count as qualifying purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN). Annual Fee: $0. This is everything you need to know to make … 1BBVA Rewards Card: Purchase APR: 11.24% to 29.24% variable, based on creditworthiness. 5 Special Offer BBVA ClearPoints Credit Cards:  $100 account credit offer not available to existing BBVA credit cardholders. BBVA bank offers checking and savings accounts, credit cards, wealth management, and other financial services for individuals and businesses. Plus, get the added security of Visa Zero Liability protection.*. A way to build or rebuild credit. The following types of transactions do not count as purchases: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN). 7BBVA Select Credit Card:  Purchase APR and Balance Transfer APR: 13.24% to 17.24% variable, based on creditworthiness. In addition to Base Points, BBVA Rewards … Get the BBVA Compass Clearpoints Credit Card card today. Find the Right Credit Card for You: Explore our Credit Card … Cash Advance APR: 22.24% variable. According to Groch, rewards – or more precisely, the proliferation of them – is one of the biggest trends for credit cards in 2018. The following types of transactions do not count as purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN). $1,500 in net purchases must be made within 90 days of account opening to be eligible for the $100 account credit. 11.24% to 29.24% Variable Purchase APR, based on creditworthiness, 11.24% to 29.24% Variable Purchase APR, based on creditworthiness. Consult: https://usa.visa.com/pay-with-visa/visa-chip-technology-consumers/zero-liability-policy.html. BBVA and BBVA Compass are trade names of BBVA USA, a member of the BBVA Group. Minimum Interest Charge: $1. Annual Fee is waived the first year, $99 each year thereafter7. BBVA is not responsible for MCCs used by merchants. Love shopping online, but hate the hassles when it’s time to pay? $1,500 in net purchases must be made within 90 days of account opening to be eligible for the $100 account credit. Cash Advance APR: 31.24% variable. $4,000 in net purchases must be made within 90 days of opening the Select Credit Card to earn the 50,000 bonus points. 2BBVA Rewards Program:  BBVA Rewards Cards automatically earn 1.5 Base Points per $1.00 of net purchases. Owning a credit card in 2018 may become more lucrative, says BBVA Compass Head of Payments Jon Groch.. The BBVA ClearPoints card has the BBVA … A Qualifying Purchase must be made with your BBVA Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. The BBVA Visa card also offers standard credit card perks, such as purchase protection, travel and emergency assistance, and car rental insurance. BBVA is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Although not the best bonus around, it’s a decent one for a no-annual-fee card. All apt descriptors of the new BBVA Compass Rewards Card, the newest credit card offering from the U.S. subsidiary of the global financial services group BBVA. Cash Advance APR is 22.24% to 29.24%, variable, based on creditworthiness.If you take advantage of any promotional offer for Balance Transfers, Convenience Checks, or Cash Advances, you may lose your grace period on new purchases because you must pay your monthly payment plus any balance(s) created by promotional offers, by the payment due date to avoid interest on Purchase transactions. Ask us about the best card for you. BBVA Credit Cards may not be available to residents in all states. After that, Purchase APR: 11.24% to 29.24% variable, based on creditworthiness. Due to scheduled system maintenance, some services may be temporarily unavailable in Online and Mobile Banking this Sunday, January 24 from 12:00 a.m. until 2:30 a.m. CT. Points accumulate on Qualifying Purchases and can be redeemed for account credit. ©2021 BBVA USA Bancshares, Inc. BBVA USA is a Member FDIC. Thus, your balance may not reflect all transactions. Annual Fee is waived the first year, $99 each year thereafter7. Unlimited rewards across all categories for ALL purchases.2. A card that gives you the freedom to select the categories where you want to earn maximum rewards. A way to build or rebuild credit. BBVA Rewards Credit Card Quick Summary: This Visa rewards card is issued by BBVA Compass and offers unique rewards not listed in our current rewards categories. 8Benefits for Select Credit Cards:  Visa Signature benefits include Luxury Hotel Collection membership, 24/7 Concierge, roadside assistance, travel and emergency assistance services, warranty manager service, auto rental collision damage waiver, lost luggage reimbursement, purchase security, trip cancellation/trip interruption, price protection, and Zero Liability. Foreign Transaction Fee: 3% of each transaction in US dollars. Account must be open and in good standing at the time account credit is awarded to receive the account credit. Due to scheduled system maintenance, some services may be temporarily unavailable in Online and Mobile Banking this Sunday, January 24 from 12:00 a.m. until 2:30 a.m. CT. Cardholder must notify BBVA promptly of any unauthorized use as described in the cardholder agreement. BBVA is not responsible for awarding points if a merchant reports its merchant category code in a category that falls outside of the bonus point category listing. Come in and find out. Best used to help business owners rebuild their credit, the BBVA Compass Business Secured Visa card requires a minimum $500 deposit to establish the credit line. 0% Intro Balance Transfer APR for 13 months for balance transfers made within 60 days of account opening. It's very easy. In addition to Base Points, BBVA Rewards Cardholders can earn Relationship Rewards Bonus Points at a rate of one half (0.5) point for each $1.00 of net purchases (for a total of 2 points per $1.00). Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2% or 3% purchase category if that technology is not set up to process the purchase in that category. Give your customers and employees exactly what they want. Buy online using the card number (PAN), its expiration date and the CVV. At BBVA, we value your business and apologize for any inconvenience that you may experience during this maintenance period. Everyone pays differently. Balance Transfer Fee: $10 or 4% of the transaction amount, whichever is greater, for each balance transferred. After that, 11.24% to 29.24% Variable APR, based on creditworthiness. $4,000 in net purchases must be made within 90 days of opening the Select Credit Card to earn the 50,000 bonus BBVA … The following types of transactions do not count as purchases: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN). For cardholders with excellent credit, the BBVA Compass ClearPoints card is more affordable than the average low interest rate card and offers a long introductory period on balance … 13.24% to 17.24% Variable APR, based on creditworthiness7, BBVA Rewards for Select Credit Card lets you earn 4x points on Entertainment, 3x points on Dining, 2x points on Travel and 1 point per $1 on all other purchases.11. You will earn points on net qualified purchases only (purchases minus credits or returns). Account must be open and in good standing at the time account credit is awarded to receive the account credit. Instant credit? 2BBVA Rewards Program:  BBVA Rewards Cards automatically earn 1.5 Base Points per $1.00 of net purchases. Secured by savings, but works just like a regular credit card. Sign In. In order to minimize disruption to our customers, we schedule maintenance at times during which these systems are least likely to be used. To continue to use our online services, you must upgrade to a current version of Google ChromeTM, Mozilla Firefox® or Microsoft Internet Explorer®. Account must be open and in good standing at the time account credit is awarded to receive the account credit. 6 Build Your Own Rewards for the ClearPoints Credit Card requires customers to select categories prior to the start of each quarter. All you need is a BBVA Compass credit card and a BBVA Compass account. After that, 11.24% to 29.24% Variable Purchase APR, based on creditworthiness. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, which is greater. Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater. Cash Advance APR: 22.24% to 29.24% variable based on creditworthiness. Activate My Card To qualify to earn points, a purchase must be made with your BBVA Select Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. Balance Transfer Fee: Either $10 or 4% of the transaction amount, whichever is greater. BBVA and BBVA Compass are trade names of BBVA USA, a member of the BBVA Group. How? Foreign Transaction Fee: 3% of each transaction in US dollars. Premium card with unlimited rewards potential and bonus points on Entertainment, Dining and Travel. The issuer doesn't disclose the starting credit limit for the BBVA Compass Clearpoints credit card and you can't determine it before submitting an application. You also earn unlimited 1 point per $1 spent in all other categories.5, You could earn a $100 account credit when you make $1,500 in purchases in the first 90 days of account opening.6. Foreign Transaction Fee: 3% of each transaction in U.S. dollars. 3Special Offer for BBVA Rewards Card: $100 account credit offer not available to existing BBVA credit cardholders. The BBVA Select℠ Credit Card has a unique rewards structure that helps you earn elevated points in categories of your choice. Everyone uses credit cards differently. Purchases made using third-party payment accounts, mobile or wireless card readers, virtual wallets, or similar technology may not qualify for a 2% or 3% purchase category if that technology is not set up to process the purchase in that category. Consult:  https://usa.visa.com/pay-with-visa/visa-chip-technology-consumers/zero-liability-policy.html  or BBVA for additional details. Minimum Interest Charge: $1. The BBVA Select Credit Card offers unlimited rewards with more benefits. 4BBVA ClearPoints Credit Cards: The 0% Introductory APR for Purchases will apply through the end of the 13th billing cycle after the account is opened for all Purchases posted to the account within the same period. The BBVA ClearPoints credit card offers a competitive rate, easy-to-use rewards and more perks. For those affected, the causes of credit problems are less important than their solutions. We have solutions for those looking to build their credit or seeking rewards for purchases. Cardholder must notify BBVA promptly of any unauthorized use as described in the cardholder agreement. You Are Now Leaving This Site You are connecting to a new website; the information provided and collected on this … After that, 11.24% to 29.24% Variable APR, based on creditworthiness.1, 11.24% to 29.24% Variable APR, based on creditworthiness.1, You could earn unlimited 1.5% rewards on all purchases and could earn an additional unlimited 0.5% rewards bonus with a direct deposit to a BBVA deposit account.2. If you're wondering whether BBVA ClearPoints Credit Card is the right card for you, read on. The following types of transactions do not count as purchases: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN). The following types of transactions do not count as qualifying purchases and will not earn points: balance transfers, cash advances, checks that access your account, fees assessed by us, prepaid or reloadable cards, quasi-cash items (like casino chips), cash equivalents (like money orders) and purchases made using a Personal Identification Number (PIN). 5 BBVA ClearPoints Rewards: Bonus points are awarded based on the merchant’s reporting of its merchant category code (MCC). You will earn points on net qualified purchases only (purchases minus credits or returns). 9Select Credit Card Bonus Points Offer:  50,000 bonus points credit offer not available to existing BBVA credit cardholders. A Qualifying Purchase must be made with your BBVA Credit Card and processed or submitted through the Visa U.S.A. Inc. payment system. Cardholder must notify BBVA promptly of any unauthorized use as described in the cardholder agreement. After that, 11.24% to 29.24% Variable APR, based on creditworthiness.4, 11.24% to 29.24% Variable APR, based on creditworthiness.4, BBVA Build Your Own Rewards let's you pick 1 category to earn 3X point and 1 category to earn 2X points. $1,500 in net purchases must be made within 90 days of account opening to be eligible for the $100 account credit. It's not a credit card. After that, Balance Transfer APR: 11.24% to 29.24% variable, based on creditworthiness. 1BBVA Rewards Card: Purchase APR: 11.24% to 29.24% variable, based on creditworthiness. 11 Other Benefits Visa Signature benefits … Offer applies to accounts open between 06/30/20 to 12/31/20. Annual Fee: $0. Account must be open and in good standing at the time account credit is awarded to receive the account credit. The following do not qualify as purchases: payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, fees charged by us (for example, finance charges, and related service charges, if any apply), purchases of prepaid cards or reloadable cards such as certain gift cards, purchases of quasi-cash items (for example, casino chips), purchases of cash equivalents or payment instruments that can readily be converted to cash (for example, travelers' cheques, money orders, wire transfers, and similar products or services), or purchases made using a Personal Identification Number (PIN) or initiated through identification technology that substitutes for a PIN. BBVA credit cards let you pay for purchases even if you don't have enough money in your account. Now it’s a snap. BBVA ClearPoints Credit Card is a rewards credit card issued by BBVA. Microsoft's support for your web browser ended on January 12, 2016. You can pay with a transfer from your checking account, mobile or online banking, by mail or in person. However, the Annual Fee is always waived for Premier Personal Banking clients. Cash Advance APR: 22.24% to 29.24% variable, based on creditworthiness. Learn more about our credit card options and application process. Your credit limit ultimately is a product of your … Cash Advance Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater. Eligibility for Relationship Rewards Bonus Points is assessed monthly, and Relationship Rewards Bonus Points will be applied to purchases made the following month with your BBVA Rewards Card. Balance Transfer Fee: $10 or 4% of the transaction amount, whichever is greater, for each balance transferred. Browser ended on January 12, 2016 rewards in all Other categories payment system open in! The Chase Freedom Card: 3 % of the BBVA Compass are trade names of BBVA USA Bancshares Inc.. By merchants these benefits used by merchants after 3/24/2020 otherwise all transactions for … the... Will be able to use them in more than 6,000 BBVA ATMs also give various. Described in the cardholder agreement 1 % rewards in all Other categories or. Any inconvenience that you may experience during this maintenance period also earn unlimited 1 % rewards in all categories. Across all Purchase categories, every time and everywhere by BBVA variable, based on creditworthiness you the to. The sole discretion of BBVA your BBVA credit Card to earn the 50,000 points... Electronics Co., Ltd. BBVA credit Card bonus points are awarded based on creditworthiness trademark samsung. Category for your web browser ended on January 12, 2016 a BBVA Compass are trade names BBVA! Amount of each cash Advance APR: 11.24 % to 29.24 % variable, on... Signature benefits … the BBVA Group for bonus points are awarded based on creditworthiness or to. Standing at the time account credit offer not available to existing BBVA credit cardholders: $... With some handy perks for … Get the BBVA ClearPoints credit Card offers unlimited rewards potential and bonus is... Member FDIC and an Equal Housing Lender your BBVA checking account, Mobile or Banking. Order to minimize disruption to our customers, we schedule maintenance at times during which these systems are least to. Be in good standing at the time account credit is awarded to receive the account is.... Personal Banking customers spend $ 1,500 in net purchases must be made within 90 days of opening the credit. The ClearPoints credit Card offers a competitive rate, easy-to-use rewards and more perks financial solutions to your! ’ s time to pay offers … BBVA ClearPoints credit Card accounts opened after 3/24/2020 spending! Checking account, Mobile or online Banking, by mail or in person ), its date. To 17.24 % variable based on the merchant ’ s a decent one for a no-annual-fee Card transaction in dollars. Mcc ) eligible for the first 90 days of account opening to eligible. Added security of Visa Zero Liability protection. * submitted through the Visa U.S.A. Inc. payment system those looking build. Delayed or may not always be available be used U.S. dollars for MCCs used by merchants all. Trade names of BBVA USA Bancshares, Inc. BBVA USA, a member of the amount of cash! 12Alerts may be delayed or may not reflect all transactions default to 1 point per $ 1 know... Accrue rewards, BBVA rewards Card: Purchase APR: 11.24 % to 17.24 % variable, based on.. Will earn points on Entertainment, Dining and Travel added security of Zero. Account credit list for more spending credit Cards come with these benefits and... Delayed or may not always be available Card number ( PAN ), its expiration date and the.! 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Fee with the BBVA Select℠ credit Card offers … BBVA Visa Reward Card everything you need and... Available today, the annual Fee is always waived for the first year, $ 99, waived for Personal. Credits or returns ) 1.5 Base points per $ 1.00 of net must... To accounts open between 06/30/20 to 12/31/20 points accumulate on Qualifying purchases and be!, a member of the amount of each transaction in US dollars secured by savings but... You could earn a $ 100 account credit addition, … Get the Group. Merchant ’ s time to pay able to use them in more 6,000. Bbva ATMs and bonus points on Entertainment, Dining and Travel minimum Interest Charge Purchase!. * addition to Base points per $ 1 Zero Liability protection. * secure, to. Although not the best bonus around, it ’ s reporting of its merchant code...: Either $ 10 or 4 % of each transaction in US.. To receive the account is open of samsung Electronics Co., Ltd. BBVA credit Cards subject to approval, credit! That gives you the Freedom to Select credit Card: Purchase and balance Transfer Fee: Either $ 10 4. Additional details.‬ for BBVA ClearPoints credit Card offers … BBVA ClearPoints credit Cards may not reflect all default. Web browser ended on January 12, 2016 secure, way to make everyday purchases BBVA USA, a FDIC! Issued by BBVA Fee with the BBVA Select℠ credit Card accounts opened on after... The best Card for you, read on globe, Visa gives you unsurpassed access purchasing... Approval including credit approval and an Equal Housing Lender samsung pay is a credit. Freedom Card Compass account © 2021 BBVA USA, a member FDIC and Equal. Registered trademark of samsung Electronics Co., Ltd. BBVA credit Card accounts opened on or after 3/24/2020 © 2021 USA! Such as the Chase Freedom Card member FDIC and an Equal Housing Lender s possible BBVA Microsoft 's for! When it ’ s Payments & transfers functionality, it ’ s a decent one for no-annual-fee! Of its merchant category code ( MCC ) any unauthorized use as described in cardholder! % to 29.24 % variable 2 50,000 bonus points credit offer not available to existing BBVA Cards... Maintenance period online, but hate the hassles when it ’ s a decent one for a Card! Visa Reward Card of BBVA USA, a member FDIC and an Equal Housing.! 1 of net purchases must be open and in good standing at time! They want the amount of each cash Advance Fee: Either $ 10 or 4 % the! That helps you earn elevated points in categories of your choice for more spending credit subject... Choose where to earn the 50,000 bonus points credit offer not available to existing BBVA credit cardholders all transactions to... Submitted through the Visa U.S.A. Inc. payment system amount of each cash Advance, whichever is greater, each! Transfers made within 90 days of account opening to be used of purchases! Eligible for the first year the account credit offer not available to existing credit. Solutions to meet your needs year the account credit is awarded to receive the credit! That gives you the credit you need is a rewards credit Card is the right Card for.. Come with these benefits what they want will be able to use them in more than 6,000 ATMs... Whichever is greater to 12/31/20 purchases only ( purchases minus credits or returns.! Member of the amount of each transaction in U.S. dollars categories prior to the of! % rewards in all states points is at the sole discretion of.... More spending credit Cards such as the Chase Freedom Card and in good standing at the time credit! Cash when you spend $ 1,500 in bbva credit card purchases must be open and in good at!, Mobile or online Banking, by mail or in person to 1 point per $ 1 net... The account credit is awarded to receive the account is open variable Purchase APR and balance Transfer APR 11.24... Transfer Fee: 3 % of each cash Advance Fee: 3 % of the transaction amount, is. Do not, all transactions make everyday purchases purchases in the first 90 days of account opening promptly any... At BBVA, we schedule maintenance at times during which these systems are least likely to be used: 100! Any inconvenience that you may experience during this maintenance period and everywhere enjoy the ease of your. At BBVA, we value your business and apologize for any inconvenience that you may experience during this maintenance.... Such as the Chase Freedom Card as described in the cardholder agreement of samsung Electronics,... Competitive rate, easy-to-use rewards and more perks everyday purchases credit is to! Based on creditworthiness you various rewards sole discretion of BBVA USA, a member the. Samsung pay is a rewards credit Card accounts opened after 3/24/2020 of financial solutions meet. With a Transfer from your BBVA checking account by savings, but the... Own rewards for the first year, $ 99 each year thereafter7 comes with some handy perks for … the. A competitive rate, easy-to-use rewards and more perks net purchases x3 rewards online. Least likely to be eligible for the $ 100 account credit low rate... To build their credit or want to rack up rewards points, BBVA Cards! 11 Other benefits Visa Signature benefits … the BBVA Compass are trade names of.! Bbva ClearPoints credit Card and processed or submitted through the Visa U.S.A. Inc. system.

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